Introducing Salmastar Insurance

The company provides Takaful products and services. Takaful is a type of Islamic insurance, where members contribute money into a pool system in order to protect each other against lost or damage. Takaful is a mutual protection and joint guarantee and explains how it is the responsibility of individuals to cooperate and protect each other. The objective of Takaful is to pay a defined loss from a defined fund. Be sure to learn how we can further help you today.

Competitive Edge

We offer different services that give us the competitive edge against our competitors. We established a Takaful insurance in Somalia with the vision of expansion in the Horn of Africa.

a man repairing the motor

Motor Insurance

It covers you against loss or damage to your vehicle.

Click Here
kids watching the fire

Fire Insurance

It indemnifies the material damage to the insured property.

Click Here
a person signaturing in a paper

Liability Insurance

Need help? Liability insurance cover and much more.

Click Here
sign paper

Medical Takaful Insurance

Covers you the cost of private medical hospitalisation and treatments.

Click Here
medical billing statement

Medical Network

Get the advantage of having our medical network work with you.

Click Here
outside view with boats

Marine Cargo

Insurance for marine cargo cover and more.

Click Here
a engineer watching the view

Engineering Insurance

Engineering Insurance? We are here to help.

Click Here
different transports

Travel Insurance

Get an insurance plan for your travels.

Click Here
group of people harvesting

Agriculture Insurance

This type of insurance provides coverage to farmers from the effects of natural disasters and ensures payment of appropriate compensation sufficient to keep the farmer in business after suffering a loss. There are two types of agricultural insurance: crop agricultural insurance and farm property and equipment agricultural insurance.

Crop insurance is for agricultural producers, including farmers, ranchers, and others to protect against either the loss of their crops due to natural disasters, or the loss of revenue due to declines in the prices of agricultural commodities. One such type of insurance is multiple peril crop insurance (MPCI).

Multiple Peril Crop Insurance (MPCI)

MPCI covers crop losses, including lower yields, caused by natural events, such as:

  • Destructive weather
  • Disease
  • Drought
  • Fire
  • Flooding
  • Insect damage
herd

Livestock Insurance

Indemnity Livestock Insurance

Livestock insurance provides cover against accidents and unexpected events that may affect your animals. This insurance coverage is customizable, so whether you have camels, cattle, sheep, goats, chickens, or a mixture, you are covered. There are different policy options, depending on your needs and budget.

Scope of Cover

The policy compensates for the death or emergency slaughter of livestock on medical grounds as a direct result of the following:

  1. accident
  2. illness and disease (including epidemic diseases)
  3. smoke, fire, lightning
  4. windstorm
Exclusion

This policy does not cover any loss or damage directly or indirectly caused by or arising from, in consequence of, or contributed by:

  • Any disease that started before or during the waiting period
  • Mastitis
  • Slaughter or culling which is not ordered by the veterinary surgeon or due to a lack of the customary, recognized standard of veterinary care
  • Theft or unlawful removal of animals
  • Mysterious disappearance or escape
  • Defective feed or feed additives
  • Impotence and sterility
  • Inadequate milk yield
  • Hereditary defects and hereditary diseases